Cash-week planner for Belfast salons

Who it’s for

Salon owners in Belfast and NI with 1 to 15 staff who’ve had a week where wages, rent and a big colour order all landed at once. You want one sheet that says what’s coming in and out each week.

What’s inside

• 13-week planner. Opening balance, takings in, money out, closing balance, week by week.
• Takings by stylist. Expected takings per stylist per week, plus retail and vouchers sold.
• Money out. Rent and rates, wages, PAYE and National Insurance, product orders, booking-app fees, card fees, utilities, insurance, loan.
• VAT set-aside line. Put a % aside each week so the VAT bill isn’t a shock (the % is your input).
• Warning line. Pick a minimum balance; weeks below it turn red.
• Chair-rent option. For salons with self-employed renters: rent in, no wages.
• Worked example. A four-chair salon in Ballyhackamore through October to December.
• Guide. Short PDF/Word guide on filling it in on a Monday in 15 minutes.

How you use it

1. Type in this week’s bank balance.
2. Fill expected takings per stylist for 13 weeks.
3. Fill in the regular bills.
4. Set your warning level.
5. Every Monday, put in actuals and roll forward.

What it won’t do

• It isn’t accounting or payroll software.
• It doesn’t connect to your bank or booking app.
• It doesn’t work out your VAT or tax for you: rates and dates are yours to check with HMRC or your accountant.
• It isn’t financial advice.